These Terms of Use (the “Terms”) are a binding agreement between you and Scypion Finance (“Scypion Finance,” “we,” “us,” or “our”), an independent publication operated by its founder. They govern your access to and use of this website and everything on it (together, the “Site”). Please read them carefully. They include an arbitration agreement and a waiver of class actions and jury trials that affect how disputes are resolved.
Effective June 19, 2026.
1. Acceptance of these terms
By accessing or using the Site, you agree to these Terms and to our Privacy Policy, which is incorporated here by reference. If you do not agree, do not access or use the Site. We may update these Terms from time to time; the “last updated” date above reflects the current version, and your continued use of the Site after a change takes effect means you accept the revised Terms.
2. Who may use the Site
The Site is intended for a general adult audience. It is not directed to children under 13, and we do not knowingly collect information from them. By using the Site you confirm that you are at least 13 years old. If you are between 13 and the age of legal majority where you live, you may use the Site only with the involvement of a parent or guardian, and you must be at least 18 to enter into a binding agreement with us or to act on any partner offer reached through the Site.
3. Educational use only
The Site is provided for general education and information only. It is not financial, investment, tax, accounting, or legal advice, and nothing on it is a recommendation or solicitation to buy or sell any security, product, or strategy. See our full disclaimer. You are solely responsible for any decision you make and any action you take based on the Site, and you should consult a licensed professional about your own situation first.
4. Intellectual property
The Site and its contents, including text, articles, graphics, charts, logos, design, and the compilation of all of it, are owned by Scypion Finance or its licensors and are protected by copyright, trademark, and other laws. We grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and read the Site for your own non-commercial use. You may share links to our content and quote brief excerpts with attribution. You may not copy, republish, sell, distribute, scrape, frame, or create derivative works from the Site, or use it to train any machine-learning or automated system, without our prior written permission.
5. Acceptable use
You agree not to:
- use the Site to break the law or infringe anyone’s rights;
- scrape, harvest, crawl, or use bots or automated means to access or copy the Site, except for search engines acting under our published rules;
- interfere with, overload, or disrupt the Site or the networks behind it;
- attempt to gain unauthorized access to any part of the Site, accounts, or systems, or probe or test their security;
- introduce malware, or impersonate us or anyone else.
6. Third-party links and affiliate relationships
The Site may link to third-party websites, products, and services, including through affiliate or partner links from which we may earn a commission at no extra cost to you. Where such links appear, they are disclosed on the page, and they never dictate our editorial judgment, which is governed by our editorial standards. We do not control and are not responsible for third-party sites or offers, their content, or their terms and privacy practices, and your dealings with them are solely between you and that third party.
7. No warranties
The Site is provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free, or that any information on it is complete, current, or accurate. Rules, rates, and figures in personal finance change often, and content may become out of date.
8. Limitation of liability
To the fullest extent permitted by law, Scypion Finance, its founder, and its contributors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, savings, data, or goodwill, arising out of or relating to your use of, or inability to use, the Site or anything on it, even if we have been advised of the possibility of such damages. To the fullest extent permitted by law, our total liability for all claims relating to the Site will not exceed one hundred U.S. dollars (US$100). Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
9. Indemnification
You agree to indemnify, defend, and hold harmless Scypion Finance, its founder, and its contributors from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to your misuse of the Site, your violation of these Terms, or your violation of any law or the rights of a third party.
10. Dispute resolution, arbitration, and class-action waiver
Please read this section carefully. It affects your legal rights.
Informal resolution first. If you have a dispute with us, you agree to contact us first at contact@scypionfinance.com and give us 30 days to try to resolve it informally before starting an arbitration or, where permitted, a small-claims action.
Binding arbitration. If we cannot resolve a dispute informally, you and Scypion Finance agree that any dispute, claim, or controversy arising out of or relating to the Site or these Terms will be settled by final and binding individual arbitration, rather than in court, administered by a recognized arbitration provider under its consumer arbitration rules. The arbitration will take place in the state set out in Section 11, or by phone or video where available, and judgment on the award may be entered in any court with jurisdiction.
Class-action and jury-trial waiver. You and Scypion Finance agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, or representative proceeding. You and Scypion Finance waive any right to a jury trial.
30-day right to opt out. You may opt out of this arbitration agreement by emailing contact@scypionfinance.com with your name and a clear statement that you decline arbitration, within 30 days of first accepting these Terms. Opting out will not affect any other part of these Terms.
Exceptions. Either party may bring an individual claim in small-claims court if it qualifies, and either party may seek injunctive or other equitable relief in court to protect its intellectual property or stop unauthorized access to the Site.
11. Governing law and venue
These Terms and any dispute arising out of them or the Site are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules. To the extent a claim is not subject to arbitration, you agree to the exclusive jurisdiction and venue of the state and federal courts located in Texas for resolving it.
12. Changes to the Site
We may change, suspend, or discontinue any part of the Site at any time, and we may restrict or end your access to it, with or without notice, if we believe you have violated these Terms. The sections that by their nature should survive termination, including ownership, disclaimers, limitation of liability, indemnification, and dispute resolution, will survive.
13. Electronic communications
When you contact us or subscribe to the newsletter, you consent to receive communications from us electronically, and you agree that all agreements, notices, and disclosures we provide electronically satisfy any legal requirement that they be in writing. You can unsubscribe from the newsletter at any time using the link in any email.
14. General
These Terms, together with our Privacy Policy and any notices posted on the Site, are the entire agreement between you and us about the Site. If any provision is found unenforceable, the rest stays in effect, and the unenforceable provision is limited to the least extent necessary. Our failure to enforce a provision is not a waiver of it. You may not assign these Terms; we may assign them to a successor.
15. Contact
Questions about these Terms? Contact us or email contact@scypionfinance.com.