Net Worth
Not just what you own minus what you owe. See your liquid net worth, how concentrated you are in your home, and how you stack up against your age group.
| Segment | Value | Share |
|---|---|---|
| Cash | $10,000 | 8.0% |
| Investments | $40,000 | 32.0% |
| Home equity | $70,000 | 56.0% |
| Other | $5,000 | 4.0% |
Benchmark: 2022 Federal Reserve Survey of Consumer Finances median.
How to use this calculator
- Enter your ageUsed to benchmark you against the median for your age group.
- List your assetsCash, investments, home value, and other big-ticket items.
- List your debtsMortgage, loans, and card balances, then read your liquid net worth and benchmark.
Net worth is the most honest number in personal finance: everything you own minus everything you owe. But the headline can flatter you, which is why your liquid net worth and how you compare to your age group matter just as much.
◆ Frequently Asked Questions
What counts as an asset and what counts as a debt?
What is liquid net worth and why does it matter?
Is it normal to have a negative net worth?
How do I compare to others my age?
Keep reading
Financial Planning in Your 20s: Build Foundation, Pay Debt, Start Investing Early
20s priorities: build emergency fund, pay student debt, start investing early (compound growth is strongest at this age), and launch career.
What Is a Sinking Fund?
A dedicated savings bucket for a specific planned future expense. Convert irregular large expenses into predictable monthly costs.
What Is Net Worth?
Net worth is total assets minus total liabilities: the single most complete measure of financial health, better than income alone.