Skip to content
Scypion Finance
  • First Principles
  • The Library
  • The Lexicon
  • Tools
  • Videos
/
Scypion Finance

Data over opinion. Evidence over emotion.

YT𝕏∿
About
  • Company
  • Leadership
  • Contact
  • Editorial Standards
Legal
  • Terms of Use
  • Privacy Policy
  • Cookie Policy
  • Disclaimer

Scypion Finance is for educational and informational purposes only and is not financial, investment, tax, or legal advice. Reading this site does not create an advisory relationship. Markets carry risk; consult a licensed professional before acting on anything you read here.

Accessibility
© 2026 Scypion Finance. Founded by Erajah Scypion.Your money, and the forces that move it.
Home›Erajah Scypion
Erajah Scypion — Founder, Scypion Finance

Author

Erajah Scypion

Founder, Scypion Finance

Sourced explanations of money and the economy, written to be read — not completed.

Writing here since 2026
X ↗

I got interested in economics the hard way — by not understanding what was happening around me. I'd read an explanation, nod along, and walk away knowing no more than when I started. After enough of that, I stopped looking for the resource I wanted and started writing it.

My background isn't Wall Street. I've spent the last eleven years in the U.S. Navy, and that's where I learned the thing this whole site runs on: any system — a battalion, a budget, an economy — can be understood if someone walks you through the mechanism one step at a time.

The Navy also gave me the three words I hold the work to — honor, courage, commitment. Here they mean every claim traces back to a source you can check yourself, the clear explanation gets chosen over the easy one, and the reader comes before anyone paying the bills.

Scypion Finance is where that work gets published — sourced explanations of money and the economy, written to be read, not completed. There's no course to enroll in and no path to finish. Start wherever your question is.

203articles published
2026writing since

Background

  • U.S. NavyInstructor · Master Training Specialist · Steelworker 1st Class
  • Founder & EditorScypion Finance, since 2026

Areas of focus

Personal financeMacroeconomicsMarkets & investingFinancial literacyEconomic policy

Latest from Erajah Scypion

Page 11 of 34 · 203 total
◆ FACTOR MARKETS

Interest Rates and the Rental Price of Capital: How Firms Decide What to Build

The interest rate is the rental price of capital - the hurdle every investment must clear. Here is the net-present-value math firms use to decide what to build.

April 26, 2026·6 min read
Read →
◆ BUDGETING & SAVING

Financial Planning in Retirement: Withdrawal Strategy, Social Security, Healthcare, and Legacy

Retirement income strategy: safe withdrawal rates (4% rule), tax-efficient withdrawals, Social Security timing, Medicare, and planning for 30+ year retirement.

April 25, 2026·6 min read
Read →
◆ FACTOR MARKETS

Capital as a Factor of Production: What It Is, How It's Priced, and Why It Matters

Capital is the produced means of production - tools, machines, buildings. Here is what counts as capital, how its rental price is set, and why it drives wages.

April 25, 2026·7 min read
Read →
◆ BUDGETING & SAVING

How to Build an Emergency Fund — And Where to Keep It

An emergency fund is the foundation of every financial plan — the buffer that keeps one bad month from becoming a financial crisis. Here's exactly how to build one.

April 25, 2026·11 min read
Read →
◆ LABOR ECONOMICS

Minimum Wage and Unions: What the Economics of Labor Market Intervention Actually Says

The minimum wage and unions both intervene in the labor market. The economics is more contested than either side admits — what the evidence and CBO show.

April 24, 2026·7 min read
Read →
◆ BUDGETING & SAVING

Financial Planning in Your 50s: Retirement in Sight, Catch-Up Contributions, Healthcare Planning, and Legacy

50s strategy: maximize catch-up contributions, plan healthcare and Social Security timing, accelerate toward retirement, consider tax-efficient withdrawal…

April 23, 2026·7 min read
Read →
← Prev
1…101112…34
Next →