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Scypion Finance is for educational and informational purposes only and is not financial, investment, tax, or legal advice. Reading this site does not create an advisory relationship. Markets carry risk; consult a licensed professional before acting on anything you read here.

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© 2026 Scypion Finance. Founded by Erajah Scypion.Your money, and the forces that move it.
Home›Erajah Scypion
Erajah Scypion, Founder, Scypion Finance

Author

Erajah Scypion

Founder, Scypion Finance

Sourced explanations of money and the economy, written to be understood.

Writing here since 2026
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I got interested in economics the hard way, by not understanding what was happening around me. I'd read an explanation, nod along, and walk away knowing no more than when I started. After enough of that, I stopped looking for the resource I wanted and started writing it. My background isn't Wall Street. I've spent the last eleven years in the U.S. Navy, and that's where I learned the thing this whole site runs on: Any system — a battalion, a budget, an economy — can be understood if someone walks you through it one step at a time. The Navy also gave me the three words I hold the work to: honor, courage, commitment. Here they mean every claim traces back to a source you can check yourself, the clear explanation gets chosen over the easy one, and the reader comes before anyone paying the bills. Scypion Finance is where that work gets published: sourced explanations of money and the economy, written to be understood. Start wherever your question is.

211articles published
2026writing since

Background

  • U.S. NavyInstructorMaster Training SpecialistSteelworker 1st Class
  • Founder & EditorScypion Finance, since 2026

Areas of focus

Personal financeMacroeconomicsMarkets & investingFinancial literacyEconomic policy

Latest from Erajah Scypion

Page 15 of 36 · 211 total
◆ LABOR ECONOMICS

How Labor Markets Work: Supply, Demand, and the Price of Human Time

A labor market is supply and demand applied to human time. How wages, hours, and jobs get set — and why the textbook curves bend in the real world.

April 19, 2026·8 min read
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◆ BUDGETING & SAVING

Financial Planning in Your 20s: Build Foundation, Pay Debt, Start Investing Early

20s priorities: build emergency fund, pay student debt, start investing early (compound growth is strongest at this age), and launch career.

April 19, 2026·8 min read
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◆ IMPERFECT COMPETITION

Nash Equilibrium: How Strategic Thinking Changed the Way Economists Model Markets

A Nash equilibrium is a stable point where no player can do better by changing strategy alone.

April 18, 2026·7 min read
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◆ BEHAVIORAL FINANCE

Financial Habits: Habit Formation Loops, Behavioral Change, and Automating Wealth

Build automatic financial habits: savings loops, budgeting discipline, and how to shift identity from spender to saver.

April 17, 2026·7 min read
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◆ IMPERFECT COMPETITION

Cartels, Collusion, and Why Every Price-Fixing Scheme Eventually Breaks Down

Cartels fix prices to act like a monopoly, but each member gains by cheating. Most unravel from within. Here is how the economics actually work.

April 17, 2026·6 min read
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◆ DATA & INDICATORS

What Is Core Inflation?

Core inflation strips food and energy from the price index to reveal underlying pressure. Here is what the number shows, where it misleads, and why the Fed watches it more than the headline.

April 16, 2026·7 min read
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