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Scypion Finance is for educational and informational purposes only and is not financial, investment, tax, or legal advice. Reading this site does not create an advisory relationship. Markets carry risk; consult a licensed professional before acting on anything you read here.

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© 2026 Scypion Finance. Founded by Erajah Scypion.Your money, and the forces that move it.
Home›Erajah Scypion
Erajah Scypion, Founder, Scypion Finance

Author

Erajah Scypion

Founder, Scypion Finance

Sourced explanations of money and the economy, written to be understood.

Writing here since 2026
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I got interested in economics the hard way, by not understanding what was happening around me. I'd read an explanation, nod along, and walk away knowing no more than when I started. After enough of that, I stopped looking for the resource I wanted and started writing it. My background isn't Wall Street. I've spent the last eleven years in the U.S. Navy, and that's where I learned the thing this whole site runs on: Any system — a battalion, a budget, an economy — can be understood if someone walks you through it one step at a time. The Navy also gave me the three words I hold the work to: honor, courage, commitment. Here they mean every claim traces back to a source you can check yourself, the clear explanation gets chosen over the easy one, and the reader comes before anyone paying the bills. Scypion Finance is where that work gets published: sourced explanations of money and the economy, written to be understood. Start wherever your question is.

211articles published
2026writing since

Background

  • U.S. NavyInstructorMaster Training SpecialistSteelworker 1st Class
  • Founder & EditorScypion Finance, since 2026

Areas of focus

Personal financeMacroeconomicsMarkets & investingFinancial literacyEconomic policy

Latest from Erajah Scypion

Page 19 of 36 · 211 total
◆ TAX & RETIREMENT

Managing Irregular Income: How to Build Financial Stability Without a Steady Paycheck

Learn how to manage variable income from freelancing or self-employment by separating personal spending from business earnings, reserving taxes upfront, and…

April 5, 2026·10 min read
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◆ COMPETITION & MONOPOLY

The Value That Simply Vanishes: Deadweight Loss and What Monopoly Really Costs

Deadweight loss is value that evaporates when a monopoly restricts output. Nobody gains it. Here is how to see it and why it matters.

April 5, 2026·7 min read
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◆ BUDGETING & SAVING

What Is a Liability? The Four Kinds of Debt and What Each One Actually Costs

A liability is money you owe. Not all debt works the same way. Here's how to take the category apart by type, cost, and what each kind means for your finances.

April 4, 2026·8 min read
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◆ TAX & RETIREMENT

Self-Employed Retirement Plans: SEP-IRA vs. Solo 401k Coverage Options and Limits

Compare SEP-IRA, Solo 401k, and other retirement options for self-employed: contribution limits, tax savings, and which fits your income level.

April 4, 2026·7 min read
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◆ COMPETITION & MONOPOLY

How a Monopolist Sets Its Price: Less Output, Higher Cost

A monopolist raises prices by producing less, not by charging more for the same output. Here is the arithmetic behind why.

April 4, 2026·7 min read
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◆ BIG PURCHASES

Renting vs. Buying — The Math Most People Get Wrong

Buying a home is not always better than renting — and renting is not throwing money away. Which is smarter depends entirely on your market, your timeline, and your total costs.

April 4, 2026·9 min read
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