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Scypion Finance is for educational and informational purposes only and is not financial, investment, tax, or legal advice. Reading this site does not create an advisory relationship. Markets carry risk; consult a licensed professional before acting on anything you read here.

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© 2026 Scypion Finance. Founded by Erajah Scypion.Your money, and the forces that move it.
Home›Erajah Scypion
Erajah Scypion, Founder, Scypion Finance

Author

Erajah Scypion

Founder, Scypion Finance

Sourced explanations of money and the economy, written to be understood.

Writing here since 2026
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I got interested in economics the hard way, by not understanding what was happening around me. I'd read an explanation, nod along, and walk away knowing no more than when I started. After enough of that, I stopped looking for the resource I wanted and started writing it. My background isn't Wall Street. I've spent the last eleven years in the U.S. Navy, and that's where I learned the thing this whole site runs on: Any system — a battalion, a budget, an economy — can be understood if someone walks you through it one step at a time. The Navy also gave me the three words I hold the work to: honor, courage, commitment. Here they mean every claim traces back to a source you can check yourself, the clear explanation gets chosen over the easy one, and the reader comes before anyone paying the bills. Scypion Finance is where that work gets published: sourced explanations of money and the economy, written to be understood. Start wherever your question is.

211articles published
2026writing since

Background

  • U.S. NavyInstructorMaster Training SpecialistSteelworker 1st Class
  • Founder & EditorScypion Finance, since 2026

Areas of focus

Personal financeMacroeconomicsMarkets & investingFinancial literacyEconomic policy

Latest from Erajah Scypion

Page 3 of 36 · 211 total
◆ APPLIED ECONOMICS

Housing Markets: What Happens When Supply Can't Keep Up With Where People Want to Live

Home prices have outrun incomes for years. The reason is inelastic supply: housing takes years to build, and zoning caps it where demand is highest.

June 10, 2026·7 min read
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◆ BUDGETING & SAVING

What Is an Asset?

An asset is anything of economic value you own or control. Understanding what counts, how assets grow, and how to build them is the engine of lasting wealth.

June 9, 2026·7 min read
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◆ APPLIED ECONOMICS

Healthcare as a Market: Why the Economics of Medicine Break Every Standard Model

U.S. health spending hit $5.3 trillion in 2024. Three features break the standard market: asymmetric information, third-party payment, and inelastic demand.

June 9, 2026·7 min read
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◆ INCOME & INEQUALITY

Should the Government Redistribute Income? The Economics of Taxes, Transfers, and Trade-Offs

The case for redistribution is real — so are the costs. Here is what the economics actually says about progressive taxes, transfers, the EITC, and the…

June 8, 2026·8 min read
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◆ MACRO

Why Does Inflation Happen?

Inflation isn't one thing going wrong. It's demand, costs, and money supply all pulling in the same direction. Here's how the machine works.

June 7, 2026·7 min read
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◆ FED & MONETARY POLICY

What does the Federal Reserve actually do?

The Fed steers the economy through interest rates, bank supervision, and emergency lending. Here is how each lever works and where it reaches your wallet.

June 7, 2026·9 min read
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