
Author
Founder, Scypion Finance
Sourced explanations of money and the economy, written to be read — not completed.
I got interested in economics the hard way — by not understanding what was happening around me. I'd read an explanation, nod along, and walk away knowing no more than when I started. After enough of that, I stopped looking for the resource I wanted and started writing it.
My background isn't Wall Street. I've spent the last eleven years in the U.S. Navy, and that's where I learned the thing this whole site runs on: any system — a battalion, a budget, an economy — can be understood if someone walks you through the mechanism one step at a time.
The Navy also gave me the three words I hold the work to — honor, courage, commitment. Here they mean every claim traces back to a source you can check yourself, the clear explanation gets chosen over the easy one, and the reader comes before anyone paying the bills.
Scypion Finance is where that work gets published — sourced explanations of money and the economy, written to be read, not completed. There's no course to enroll in and no path to finish. Start wherever your question is.

Two strategies for paying off debt. One optimizes math; one optimizes motivation. Choose based on your psychology.

APR and APY are not the same. Understand how interest compounds and what you're actually paying.

Not all debt is equal. Learn which debts build wealth and which destroy it.

If you have no credit history, how do you start? Here are the fastest ways to build credit from zero.

