Skip to content
Scypion Finance
  • First Principles
  • The Library
  • The Lexicon
  • Tools
  • Videos
/
Scypion Finance

Data over opinion. Evidence over emotion.

YT𝕏∿
About
  • Company
  • Leadership
  • Contact
  • Editorial Standards
Legal
  • Terms of Use
  • Privacy Policy
  • Cookie Policy
  • Disclaimer

Scypion Finance is for educational and informational purposes only and is not financial, investment, tax, or legal advice. Reading this site does not create an advisory relationship. Markets carry risk; consult a licensed professional before acting on anything you read here.

Accessibility
© 2026 Scypion Finance. Founded by Erajah Scypion.Your money, and the forces that move it.
Home›Erajah Scypion
Erajah Scypion — Founder, Scypion Finance

Author

Erajah Scypion

Founder, Scypion Finance

Sourced explanations of money and the economy, written to be read — not completed.

Writing here since 2026
X ↗

I got interested in economics the hard way — by not understanding what was happening around me. I'd read an explanation, nod along, and walk away knowing no more than when I started. After enough of that, I stopped looking for the resource I wanted and started writing it.

My background isn't Wall Street. I've spent the last eleven years in the U.S. Navy, and that's where I learned the thing this whole site runs on: any system — a battalion, a budget, an economy — can be understood if someone walks you through the mechanism one step at a time.

The Navy also gave me the three words I hold the work to — honor, courage, commitment. Here they mean every claim traces back to a source you can check yourself, the clear explanation gets chosen over the easy one, and the reader comes before anyone paying the bills.

Scypion Finance is where that work gets published — sourced explanations of money and the economy, written to be read, not completed. There's no course to enroll in and no path to finish. Start wherever your question is.

203articles published
2026writing since

Background

  • U.S. NavyInstructor · Master Training Specialist · Steelworker 1st Class
  • Founder & EditorScypion Finance, since 2026

Areas of focus

Personal financeMacroeconomicsMarkets & investingFinancial literacyEconomic policy

Latest from Erajah Scypion

Page 5 of 34 · 203 total
◆ BEHAVIORAL FINANCE

Anchoring and Framing: Why the Same Choice Looks Different Depending on How It's Presented

An arbitrary number you just saw, or the wording of a choice, can swing your decision — even when the underlying facts are identical. The evidence is stark.

May 19, 2026·7 min read
Read →
◆ BEHAVIORAL FINANCE

Loss Aversion and Prospect Theory: Why Losses Hurt More Than Equivalent Gains Feel Good

Losing $100 hurts about twice as much as gaining $100 feels good. That asymmetry, formalized in prospect theory, distorts how you invest and sell.

May 18, 2026·6 min read
Read →
◆ BEHAVIORAL FINANCE

Where Classical Economics Breaks Down: The Rise of Behavioral Economics

Classical economics assumes rational calculators. Behavioral economics documents the systematic ways people aren't — and why that gap costs you money.

May 17, 2026·6 min read
Read →
◆ INFORMATION ECONOMICS

The Principal-Agent Problem: When the Person You Hired Has Different Goals

The principal-agent problem arises when you hire someone to act for you but cannot fully observe what they do — and their interests don't match yours.

May 16, 2026·7 min read
Read →
◆ INFORMATION ECONOMICS

Signaling and Screening: How Markets Overcome Information Gaps

Signaling and screening are the two ways markets move hidden information across an information gap — one led by the informed side, one by the uninformed side.

May 15, 2026·6 min read
Read →
◆ INFORMATION ECONOMICS

Moral Hazard: When Being Protected Changes How Carefully You Behave

Moral hazard is the change in behavior that happens once you are shielded from risk. It shapes insurance design, bank regulation, and policy fine print.

May 13, 2026·6 min read
Read →
← Prev
1…456…34
Next →