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Data over opinion. Evidence over emotion.

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Scypion Finance is for educational and informational purposes only and is not financial, investment, tax, or legal advice. Reading this site does not create an advisory relationship. Markets carry risk; consult a licensed professional before acting on anything you read here.

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© 2026 Scypion Finance. Founded by Erajah Scypion.Your money, and the forces that move it.
Home›Erajah Scypion
Erajah Scypion, Founder, Scypion Finance

Author

Erajah Scypion

Founder, Scypion Finance

Sourced explanations of money and the economy, written to be understood.

Writing here since 2026
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I got interested in economics the hard way, by not understanding what was happening around me. I'd read an explanation, nod along, and walk away knowing no more than when I started. After enough of that, I stopped looking for the resource I wanted and started writing it. My background isn't Wall Street. I've spent the last eleven years in the U.S. Navy, and that's where I learned the thing this whole site runs on: Any system — a battalion, a budget, an economy — can be understood if someone walks you through it one step at a time. The Navy also gave me the three words I hold the work to: honor, courage, commitment. Here they mean every claim traces back to a source you can check yourself, the clear explanation gets chosen over the easy one, and the reader comes before anyone paying the bills. Scypion Finance is where that work gets published: sourced explanations of money and the economy, written to be understood. Start wherever your question is.

211articles published
2026writing since

Background

  • U.S. NavyInstructorMaster Training SpecialistSteelworker 1st Class
  • Founder & EditorScypion Finance, since 2026

Areas of focus

Personal financeMacroeconomicsMarkets & investingFinancial literacyEconomic policy

Latest from Erajah Scypion

Page 7 of 36 · 211 total
◆ BEHAVIORAL FINANCE

Anchoring and Framing: Why the Same Choice Looks Different Depending on How It's Presented

An arbitrary number you just saw, or the wording of a choice, can swing your decision — even when the underlying facts are identical. The evidence is stark.

May 19, 2026·7 min read
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◆ BEHAVIORAL FINANCE

Where Classical Economics Breaks Down: The Rise of Behavioral Economics

Classical economics assumes rational calculators. Behavioral economics documents the systematic ways people aren't — and why that gap costs you money.

May 17, 2026·7 min read
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◆ INFORMATION ECONOMICS

The Principal-Agent Problem: When the Person You Hired Has Different Goals

The principal-agent problem arises when you hire someone to act for you but cannot fully observe what they do — and their interests don't match yours.

May 16, 2026·7 min read
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◆ INFORMATION ECONOMICS

Signaling and Screening: How Markets Close the Information Gap

When one side of a deal knows more than the other, markets have two tools: signaling (the informed party acts) and screening (the uninformed party designs).

May 15, 2026·7 min read
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◆ INFORMATION ECONOMICS

Moral Hazard: Why Being Protected Changes How Carefully You Behave

When someone is shielded from the cost of a bad outcome, their behavior shifts. That quiet change shapes insurance pricing, bank regulation, and policy design.

May 13, 2026·7 min read
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◆ INVESTING BASICS

Your Complete Financial Picture: Why Integration Matters More Than Individual Optimization

A comprehensive financial plan integrates six domains—cash flow, insurance, debt, investing, taxes, and estate planning—into a coherent whole where decisions…

May 13, 2026·8 min read
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