I got interested in economics the hard way, by not understanding what was happening around me. I'd read an explanation, nod along, and walk away knowing no more than when I started. After enough of that, I stopped looking for the resource I wanted and started writing it.
My background isn't Wall Street. I've spent the last eleven years in the U.S. Navy, and that's where I learned the thing this whole site runs on: Any system — a battalion, a budget, an economy — can be understood if someone walks you through it one step at a time.
The Navy also gave me the three words I hold the work to: honor, courage, commitment. Here they mean every claim traces back to a source you can check yourself, the clear explanation gets chosen over the easy one, and the reader comes before anyone paying the bills.
Scypion Finance is where that work gets published: sourced explanations of money and the economy, written to be understood. Start wherever your question is.
Sequence of Returns Risk: Why the Market's Timing Matters More Than Its Average
Two retirees, identical average returns, completely different outcomes. The timing of market crashes in retirement is the threat most planning models miss.