Skip to content
Scypion Finance
  • First Principles
  • The Library
  • The Lexicon
  • Tools
  • Videos
/
Scypion Finance

Data over opinion. Evidence over emotion.

YT𝕏∿
About
  • Company
  • Leadership
  • Contact
  • Editorial Standards
Legal
  • Terms of Use
  • Privacy Policy
  • Cookie Policy
  • Disclaimer

Scypion Finance is for educational and informational purposes only and is not financial, investment, tax, or legal advice. Reading this site does not create an advisory relationship. Markets carry risk; consult a licensed professional before acting on anything you read here.

Accessibility
© 2026 Scypion Finance. Founded by Erajah Scypion.Your money, and the forces that move it.
Home›Erajah Scypion
Erajah Scypion — Founder, Scypion Finance

Author

Erajah Scypion

Founder, Scypion Finance

Sourced explanations of money and the economy, written to be read — not completed.

Writing here since 2026
X ↗

I got interested in economics the hard way — by not understanding what was happening around me. I'd read an explanation, nod along, and walk away knowing no more than when I started. After enough of that, I stopped looking for the resource I wanted and started writing it.

My background isn't Wall Street. I've spent the last eleven years in the U.S. Navy, and that's where I learned the thing this whole site runs on: any system — a battalion, a budget, an economy — can be understood if someone walks you through the mechanism one step at a time.

The Navy also gave me the three words I hold the work to — honor, courage, commitment. Here they mean every claim traces back to a source you can check yourself, the clear explanation gets chosen over the easy one, and the reader comes before anyone paying the bills.

Scypion Finance is where that work gets published — sourced explanations of money and the economy, written to be read, not completed. There's no course to enroll in and no path to finish. Start wherever your question is.

203articles published
2026writing since

Background

  • U.S. NavyInstructor · Master Training Specialist · Steelworker 1st Class
  • Founder & EditorScypion Finance, since 2026

Areas of focus

Personal financeMacroeconomicsMarkets & investingFinancial literacyEconomic policy

Latest from Erajah Scypion

Page 9 of 34 · 203 total
◆ MARKET FAILURES

The Market Provides Too Little of the Best Things: The Economics of Positive Externalities

A positive externality is a benefit your choice gives others for free. Because you can't bill them, the market underproduces it — vaccines, education, research.

May 3, 2026·7 min read
Read →
◆ INVESTING BASICS

ESG Investing: Environmental, Social, and Governance—Performance, Values Alignment, and Greenwashing

ESG funds align investments with values (environmental, social, governance); mixed performance data; understand greenwashing and true vs. performative ESG.

May 2, 2026·7 min read
Read →
◆ MARKET FAILURES

Negative Externalities: When Your Transaction Costs Someone Who Wasn't at the Table

A negative externality is a cost a transaction dumps on a third party. Here is the social-vs-private cost wedge, quantified with a polluting factory.

May 2, 2026·7 min read
Read →
◆ INVESTING BASICS

Digital Products and Royalties: The Truth About Scalable Income

How digital products and intellectual property royalties work, realistic income expectations, and why distribution matters more than creation itself.

May 1, 2026·10 min read
Read →
◆ MARKET FAILURES

When Markets Get It Wrong: The Four Sources of Market Failure

Markets usually allocate resources well, but four specific defects make them fail predictably: externalities, public goods, market power, and bad information.

May 1, 2026·7 min read
Read →
◆ FACTOR MARKETS

Profit as the Return to Risk: What Economic Profit Really Measures

Economic profit subtracts opportunity cost - including what your money and time could have earned elsewhere. Here is why it differs from accounting profit.

April 29, 2026·7 min read
Read →
← Prev
1…8910…34
Next →